[PRESS RELEASE] – DENVER, April 30, 2026 – SHF Holdings Inc., d/b/a Safe Harbor, a leading fintech platform serving the banking, lending and financial services needs of the regulated cannabis and hemp industries, announced the expansion of its lending platform, which is expected to significantly broaden the financing solutions available to cannabis-related businesses (CRBs) nationwide.
Expanding Access to Capital Across the Cannabis Ecosystem
Building on its foundation in compliant cannabis banking and commercial real estate-backed lending, Safe Harbor now offers a wider range of financing solutions designed to meet the operational and growth needs of CRBs at every stage.
New and expanded financing capabilities include:
- Commercial Real Estate Financing
- Working Capital, Term Loans and Lines of Credit
- Equipment Financing
- Leasehold Improvements and Business Expansion Financing
- Revenue-Based and Cash Flow Lending Structures
- Accounts Receivable and Invoice Financing
- Purchase Order and Vendor-Related Financing
- Bridge Financing
- Sale-Leaseback Transactions
- Business Acquisition and Partner Buyouts
- Loan Syndications and Participations
Addressing Industry-Specific Financing Challenges
Safe Harbor works with a network of private credit funds, family offices and institutional partners to connect qualified borrowers with potentially appropriate sources of capital, while also supporting syndications for larger or more complex transactions.
“Cannabis businesses operate within a financial system that was not built for them,” Safe Harbor CEO Terry Mendez said. “Access to capital requires a deeper understanding of regulatory constraints, cash flow dynamics and operational realities. This expansion reflects our continued commitment to building solutions that align with how this industry actually functions.”
Supporting Growth Through Tailored Capital Solutions
Safe Harbor’s lending platform is built for licensed cannabis operators, ancillary businesses that service state-licensed cannabis operators, cannabis real estate investors and growth-stage companies seeking practical access to capital. Financing requests are reviewed individually based on business performance, objectives, use of funds, collateral, ownership structure and overall opportunity.
“There is no one-size-fits-all loan product in cannabis,” Mendez said. “Our job is to understand the individual business, evaluate the opportunity and help identify and tailor a viable path to capital that supports long-term success.”
Following the recent launch of its cannabis-focused 401(k) plan, the lending platform expansion is part of Safe Harbor’s broader mission to provide the financial infrastructure and services cannabis businesses need to succeed, combining banking, payments, financial operations support and access to growth capital through one trusted platform.
To learn more about Safe Harbor and its new and expanded financing capabilities, visit shfinancial.org.
